Our stove died (my wife says it is called a range) and we had to get a new one. The old one came with the house (we just moved in November) and apparently was on its last legs. Things like appliances don't break very often (hopefully) but when they go they have got to be replaced right away.
It can be easy to carried away with how much gets spent on a new (in this case)
That is a Molteni range and if I am reading the Spend Like a King blog correctly it costs $106,000 and is not what we bought. Home Depot was having a sale (what a coincidence!) and we got one for just under $1000. Had we needed to go cheaper we probably could have gotten one for $400 (on sale) and obviously based on the Molteni the upper end is infinity--we have propane and those cost a little more than electric, I believe.
We have had discussions here in the past about how to try to budget for the unbudgetable. This sort of expense, the one off, often falls through the cracks of the financial planning process but of course there will always be things like appliance replacement, new tires, unexpected vet bills (god forbid the dog swallows something for the dog's sake and the wallet's sake), something with the roof, even new toothbrush heads (electric toothbrush reference).
It would seem unlikely that whatever your frequency is with these things it would decline once you retire. One way to try to understand the magnitude for your situation might be to fire up the Quicken and start counting for the last couple of years. This may not end up projecting forward too well but but at the very least it might put the issue into better context for anyone who doesn't know how much they have spent on these types of things.
Oh and the harvest gold stove above was not our original stove.