Whatever money you may need for the next five years, please take it out of the stock market right now, this week. I do not believe that you should risk those assets in the stock market right now
I don’t care where stocks have been, I care where they’re going, and I don’t want people to get hurt in the market,” Cramer told Curry. “I’m worried about unemployment, I’m worried about purchases that you may need. I can’t have you at risk in the stock market.
Five year money should not be in the stock market period. The current circumstance does not re-write this rule. This differentiates from a portfolio generating an income stream for a lifetime but a piece of money with a specific purpose that is five years, or closer.